"our property-casualty operation recognizes that customers want purchasing options, and in 1998 we made significant strides toward development of multiple distribution channels," mcferson said.

"our property-casualty operation recognizes that customers want purchasing options, and in 1998 we made significant strides toward development of multiple distribution channels," mcferson said.

how easy is it to assemble a cart? (or, as one of our dear customers put it, is it one-swear-word job, a two-swear-word job, or a three-swear-word job?) for the most part they are very easy to assemble. typically, it takes between 45 minutes and an hour and a half to assemble (depending on size of cart and accessories you are adding). the instructions are straight forward, easy to read, and we have a great support staff available weekdays between 6am and 6pm pst to offer additional assistance if needed. it is good to remember flat and tv that the larger carts are pretty heavy, and the assembly job can be much easier if there are two people working together. some of the carts say "bone" color and some accessories are "putty grey". i''m confused. are those accessories philips just for the grey carts?